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How to Avoid Private Mortgage Insurance (PMI)

Imagine you're on the edge of diving into homeownership—super thrilled to claim a piece of the real estate pie. But wait a minute! There's a sneaky hurdle called Private Mortgage Insurance (PMI) lurking in the shadows. Buckle up, because we're about

Pre-Qualified vs Pre-Approved

The terms pre-qualified and pre-approved sound very similar but are definitely different.  I can give very long descriptions for both, but I will make this short and simple.   Pre-Qualified When a lender tells you the client is pre-qualifie

We will Always Remember those who died on September 11th, 2001

September 11, 2001, will always be remembered as a day that changed the course of history and the lives of countless individuals forever. As we reflect upon the tragic events of that day, our hearts are heavy with the memory of the nearly 3,000 innocent p

1k Down Payment Programs

Realtors - Down Payment Assistance Programs are still availableBuyer & Listing Agents, now is the time to use seller paid closing costs to qualify more buyers and sell homes faster.  I am available to work up scenarios with you to show you how to

Modular or Manufactured? Quick ways to Identify.

Modular homes can look very similar to Manufactured homes.  While they can seem similar, they are a whole different animal in the lending world. This difference affects the ability to qualify and interest rates.  Before you list or offer for the

Medical Bills Ruining Your Credit?