Inflation over the last year has been rough on the monthly budget! While the Federal Reserve is raising rates every month, it feels like your buying power is being quickly eroded. High interest rates may have scared you away from buying a home, but
Jun 07, 2023 | Purchasing a Home
In today’s world it can be easy to rack up lots of high interest debt: credit card bills, student loans, auto loans, unexpected home repairs, etc. On top of all the debts, you have suffered through pre-recession and your utility bills, food bills, g
Jun 06, 2023 | Refinancing a Home
If you are starting the homebuying process, you may have heard that you should get a mortgage pre-approval, not a prequalification. And yet, mortgage prequalification wouldn’t exist if they didn’t serve a purpose. They simply serve a different
Jun 01, 2023 | Purchasing a Home
One of the things you’ll pay for when getting a mortgage loan is an origination fee. Here’s what you need to know about origination fees and why you pay them. What Is a Mortgage Loan Origination Fee? Origination means to create, so the loan or
May 30, 2023 | Purchasing a Home
There are plenty of fees to pay when you get a new mortgage loan. While there is no way to get around these costs, you may be able to avoid paying them upfront with a “no fee loan.” What Are Traditional Fees? With a standard home loan, borrowe
May 25, 2023 |
In today’s rising interest rate climate, many potential homebuyers are looking for ways to save on a home purchase. One of the best proactive things you can do is to improve your credit score as much as possible before applying for a mortgage loan.
May 23, 2023 |