In the intricate landscape of personal finance, discerning the optimal borrowing strategy can be like to navigating through a maze of options. Home equity loans and lines of credit emerge as two prominent pathways for homeowners intent on leveraging their
Aug 29, 2024 | Credit
In 2023, the State of Colorado decided to raise property taxes during the most intense Federal Reserve interest rate increasing cycle in decades. Homeowners were informed their assessed values would increase by as much as 60%, thus setting the stage
Jan 25, 2024 | Interest Rates Refinancing a Home Credit Property Taxes debt consolidation
Mortgage rates have been rising for the last few years at an unsustainably fast pace. As they say, what goes up must come down, and vice versa. As of the December 2023 Federal Reserve meeting, there has been speculation that rates may come dow
Jan 25, 2024 | Interest Rates Purchasing a Home Refinancing a Home Credit debt consolidation
Earning and keeping a perfect credit score is a great goal, but there are plenty of myths out there about how to achieve it. Since having a great score is essential for everything from getting approved for a mortgage to getting a car loan to even getting
Feb 23, 2023 | Credit
When you are ready to buy a home, you may hear your mortgage lender start talking about your debt-to-income ratio, or DTI. While you may not have heard that term before, it is actually a very important number when it comes to figuring out if you can qual
Jan 05, 2023 | Credit