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Pre-Qualified vs Pre-Approved

The terms pre-qualified and pre-approved sound very similar but are definitely different.  I can give very long descriptions for both, but I will make this short and simple.   Pre-Qualified When a lender tells you the client is pre-qualifie

Modular or Manufactured? Quick ways to Identify.

Modular homes can look very similar to Manufactured homes.  While they can seem similar, they are a whole different animal in the lending world. This difference affects the ability to qualify and interest rates.  Before you list or offer for the

1k Down Payment Programs

Realtors - Down Payment Assistance Programs are still availableBuyer & Listing Agents, now is the time to use seller paid closing costs to qualify more buyers and sell homes faster.  I am available to work up scenarios with you to show you how to

Medical Bills Ruining Your Credit?

Renting vs. Buying: The Great Housing Debate

Are you caught in the dilemma of choosing between renting a cozy apartment or leaping into the exciting world of homeownership? It's a big decision that countless individuals grapple with. Let's delve deeper into the wild ride of renting and buying to unr

How to Save for a Down Payment: 9 Tips for First-Time Homebuyers

Hey there, future homeowner! So, you're thinking about getting your very own place, right? You might be wondering, how do you actually save up for the down payment? Don't sweat it! We've got your back with some tips that'll make saving money a breeze. Let