Chris Hegeman

NMLS # 595253

303-335-7367

Chris@LMColorado.com

Chris Hegeman Sr. Loan Officer

Blog

New Build Homes

New Build Homes

A mixture of high interest rates and low inventory has many people headed to new build homes.   Many builders are offering rate buy-downs at way below the current rates.  This can get people into a home that may not have otherwise qualified

Sep 01, 2023 |

Crazy Facts You Didn't Know

Crazy Facts You Didn't Know

1.  Hot water will turn to ice faster than cold water. 2.  The Mona Lisa doesn't have eyebrows. 3.  The strongest muscle in the body is the tongue 4.  "I am" is the shortest complete sentence.   5.  Coca Cola was origina

Sep 01, 2023 |

Soft Landing or Recession Ahead?

Soft Landing or Recession Ahead?

1.    Assess Your Financial Situation: ·        Start by taking a close look at your current financial situation. Calculate your income, expenses, savings, debts, and investments. Understanding y

Sep 01, 2023 |

The Benefits of Homeownership: Beyond Financial Gains

The Benefits of Homeownership: Beyond Financial Gains

The financial benefits of homeownership are well documented, but the value of owning a home extends far beyond monetary considerations. While private mortgage insurance (PMI)  and large down payments may be a concern for some buyers, the rewards of h

Aug 31, 2023 | Purchasing a Home

Do VA Entitlements Ever Expire?

Do VA Entitlements Ever Expire?

One of the perks of serving our country in the military is being able to take part in the VA home loan program, with its zero down payment rules and excellent interest rates. This government-backed mortgage program empowers active-duty military personnel

Aug 29, 2023 | VA Loans

How To Handle Your Mortgage In a Divorce

How To Handle Your Mortgage In a Divorce

Among the many decisions to be made during a divorce is what to do with the house. There are three main mortgage options for splitting partners: selling, refinancing, or buying the other person out. Sell the House If the parties intend to split the value

Aug 24, 2023 |