Chris Hegeman

NMLS # 595253

303-335-7367

Chris@LMColorado.com

Chris Hegeman Sr. Loan Officer

Blog

US Household Debt Hits Record High

US Household Debt Hits Record High

Household debt balances set a record high of $17 trillion during the first quarter. Of that 17 trillion, about 1 trillion is in credit card debt.  This is pointing to strong signs of economic trouble ahead. With people struggling to pay the their bil

Aug 24, 2023 |

Colorado Hail Claims at Insane Levels

Colorado Hail Claims at Insane Levels

Colorado has been hit with record setting hail damage in 2023.  This means that we have also hit record levels of insurance claims.  What does this mean for homeowners?  It means you may be getting a surprise when your insurance renews.&nbs

Aug 24, 2023 |

Get a Mortgage even if You Just Started a New Job

Get a Mortgage even if You Just Started a New Job

One of the things lenders look for in a good mortgage application is a minimum of two-years of solid work employment history. They want to have confidence that the borrower has a steady, reliable source of income to pay for the loan. Does this mean you ca

Aug 22, 2023 | Purchasing a Home

How To Refinance into a VA Loan

How To Refinance into a VA Loan

VA loans, mortgages designed for active or veteran military members, have some of the best terms in the market. If you have a conventional mortgage but qualify for a VA loan, you may want to consider refinancing to take advantage of the many rates and ter

Aug 17, 2023 | VA Loans

Does the VA Offer Reverse Mortgages?

Does the VA Offer Reverse Mortgages?

If you are a veteran and looking for ways to tap your equity in retirement, you may be wondering about the possibility of using a reverse mortgage. Is a reverse mortgage right for you and does the VA offer them? What is a Reverse Mortgage? A reverse mortg

Aug 15, 2023 | VA Loans Reverse Mortgage

How to Read a Closing Disclosure, Page By Page

How to Read a Closing Disclosure, Page By Page

As you finalize your mortgage loan, your lender will give you a document called the closing disclosure. It contains lots of important information about your loan that you need to review and sign off on before you start your new mortgage. Although the page

Aug 10, 2023 | Purchasing a Home