Chris Hegeman

NMLS # 595253

303-335-7367

Chris@LMColorado.com

Chris Hegeman Sr. Loan Officer

Blog

What To Do After Your Mortgage Closes

What To Do After Your Mortgage Closes

Once you reach the closing day for your new mortgage, you may be wondering what to do next. There are several important steps to take as well as several privileges you can now enjoy again once your loan has closed. 1. Verify Your Loan Has Funded Don&rsquo

Aug 03, 2023 | Purchasing a Home

The US Dollar Gets Downgraded

The US Dollar Gets Downgraded

Fitch just downgraded the United States' long-term foreign currency ratings to AA+ from AAA.  Fitch is one of the top three credit rating agencies in the world. This downgrade is due to expected fiscal deterioration over the next three years.  W

Aug 03, 2023 |

Understanding the Differences between Second Homes and Investment Properties

Understanding the Differences between Second Homes and Investment Properties

You have probably heard people talk about second homes and investment properties. Or maybe vacation homes and rental properties. They can sometimes be used interchangeably but they actually have very different definitions, especially when it comes to mort

Aug 01, 2023 | Purchasing a Home

What’s the Difference Between a Mortgage Co-Borrower and Co-Signer?

What’s the Difference Between a Mortgage Co-Borrower and Co-Signer?

When trying to qualify for a mortgage, many homebuyers will apply with a co-borrower or co-signer to make their application stronger. Another person’s income, assets, or credit can sometimes be the boost needed to get approved. However, the terms co

Jul 27, 2023 | Purchasing a Home

Summer Drinks

Summer Drinks

This summer has been brutally hot.  We are all trying to come up with ways to cool down deal with crazy heat.  For some great drink ideas check out ------->  https://www.liquor.com/slideshows/summer-cocktail-recipes/

Jul 26, 2023 |

July 2023 Rate Hike

July 2023 Rate Hike

The fed just announced another .25% interest rate hike, which makes this the highest benchmark record since 2007.  The rising rates are an attempt to curb inflation.  The problem is that with the rapid rate hikes, Americans are finding it harder

Jul 26, 2023 |