Kathy Kokora

NMLS # 248697

303-507-7728

kathy@lmcolorado.com

Blog

How to Read a Closing Disclosure, Page By Page

How to Read a Closing Disclosure, Page By Page

As you finalize your mortgage loan, your lender will give you a document called the closing disclosure. It contains lots of important information about your loan that you need to review and sign off on before you start your new mortgage. Although the page

Aug 10, 2023 | Purchasing a Home

Insurance Claims in Colorado

Insurance Claims in Colorado

Many Colorado residents have been hit with massive hail storms.  Why should you have your home inspected soon?  Simple, you are on a timeline to make a claim if needed.  Often times during a real estate deal, the homeowner finds out that th

Aug 09, 2023 |

Why did my Mortgage Payment go Up?

Why did my Mortgage Payment go Up?

So you have a 30 year fixed mortgage and your payment just went up.  This must be a clerical error correct?  Not necessarily.  More people than ever are reporting that their mortgage payment has gone up.  This is due to to rapidly risi

Aug 09, 2023 |

HOA Taskforce

HOA Taskforce

  Colorado recently passed a homeowners rights bill that formed an taskforce to look into HOAs and Metro Districts.  This is designed to create some accountability on how HOAs operate.  Colorado residents appear to be tired of the HOA's ov

Aug 09, 2023 |

How Do VA Loan Rates Compare to Other Loans?

How Do VA Loan Rates Compare to Other Loans?

If you are an active-duty or veteran military service person, VA home loans are an incredible home loan option; the fees are low, no down payment is required, and there is technically no minimum credit score bar to clear. In fact, 90% of VA loans are made

Aug 08, 2023 | VA Loans

Housing Inventory Low

Housing Inventory Low

Many predicted a housing crash this year, due to fast rising rates.  The has not played out at all.  With many sellers reluctant to sell, this has created an inventory shortage of homes.  Recently there has been an increase of homes coming

Aug 03, 2023 |