Michael Diener

NMLS # 1570660

720-354-0232

mike@lmcolorado.com

Michael Diener Mortgage Specialist

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Colorado County Tax Increases Will Be Finalized Soon: What You Need To Know

Colorado County Tax Increases Will Be Finalized Soon: What You Need To Know

In 2023, the State of Colorado decided to raise property taxes during the most intense Federal Reserve interest rate increasing cycle in decades.  Homeowners were informed their assessed values would increase by as much as 60%, thus setting the stage

Jan 25, 2024 | Interest Rates Refinancing a Home Credit Property Taxes debt consolidation

2024 Mortgage Rate Forecast And Discussion

2024 Mortgage Rate Forecast And Discussion

Mortgage rates have been rising for the last few years at an unsustainably fast pace.  As they say, what goes up must come down, and vice versa.  As of the December 2023 Federal Reserve meeting, there has been speculation that rates may come dow

Jan 25, 2024 | Interest Rates Purchasing a Home Refinancing a Home Credit debt consolidation

Weighing Your Options: 20% Down Payment vs. Mortgage Insurance

Weighing Your Options: 20% Down Payment vs. Mortgage Insurance

In the intricate dance of real estate, prospective homebuyers often find themselves at a crossroads, faced with the pivotal decision of how much to contribute as a down payment. The classic choice of a 20% down payment remains the beacon of tradition, but

Jan 23, 2024 | Purchasing a Home

Funding Home Renovations with a Cash-Out Refinance Loan

Funding Home Renovations with a Cash-Out Refinance Loan

Your home is more than just bricks and mortar; it's the canvas on which your life unfolds. It's where you create memories, express your unique style, and find solace. When the time comes to breathe fresh life into your home through renovations, you need a

Jan 18, 2024 | Refinancing a Home

The Federal Reserve's Role in Shaping Mortgage Rates

The Federal Reserve's Role in Shaping Mortgage Rates

In the dynamic world of the American economy, one institution holds the reins, steering the course—the Federal Reserve, affectionately known as the "Fed." As the guardian of monetary policy, it exerts a potent influence on various aspects of our fin

Jan 16, 2024 | Purchasing a Home Interest Rates

Bouncing Back Stronger: Overcoming Mortgage Application Rejection

Bouncing Back Stronger: Overcoming Mortgage Application Rejection

In the relentless pursuit of homeownership, we inevitably face obstacles. A denied mortgage application can be a tough pill to swallow, but let's not forget it's merely a temporary detour on your journey towards owning your dream home. In this article, we

Jan 11, 2024 | Purchasing a Home

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