Michael Diener

NMLS # 1570660

720-354-0232

mike@lmcolorado.com

Michael Diener Mortgage Specialist

Blog

What To Do After Your Mortgage Closes

What To Do After Your Mortgage Closes

Once you reach the closing day for your new mortgage, you may be wondering what to do next. There are several important steps to take as well as several privileges you can now enjoy again once your loan has closed. 1. Verify Your Loan Has Funded Don&rsquo

Aug 03, 2023 | Purchasing a Home

Top 10 Most Dangerous Cities

Top 10 Most Dangerous Cities

The FBI ranks the top ten most dangerous cities to live in America.  They break this down by region as well.  Region 4, which is the west region, has a breakdown of the places you may want to avoid.  Do you have any experiences in these cit

Aug 03, 2023 |

Housing Inventory Low

Housing Inventory Low

Many predicted a housing crash this year, due to fast rising rates.  The has not played out at all.  With many sellers reluctant to sell, this has created an inventory shortage of homes.  Recently there has been an increase of homes coming

Aug 03, 2023 |

The US Dollar Gets Downgraded

The US Dollar Gets Downgraded

Fitch just downgraded the United States' long-term foreign currency ratings to AA+ from AAA.  Fitch is one of the top three credit rating agencies in the world. This downgrade is due to expected fiscal deterioration over the next three years.  W

Aug 03, 2023 |

Understanding the Differences between Second Homes and Investment Properties

Understanding the Differences between Second Homes and Investment Properties

You have probably heard people talk about second homes and investment properties. Or maybe vacation homes and rental properties. They can sometimes be used interchangeably but they actually have very different definitions, especially when it comes to mort

Aug 01, 2023 | Purchasing a Home

What’s the Difference Between a Mortgage Co-Borrower and Co-Signer?

What’s the Difference Between a Mortgage Co-Borrower and Co-Signer?

When trying to qualify for a mortgage, many homebuyers will apply with a co-borrower or co-signer to make their application stronger. Another person’s income, assets, or credit can sometimes be the boost needed to get approved. However, the terms co

Jul 27, 2023 | Purchasing a Home

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